The business flow for a transaction from the initial purchase to posting to the general ledger is outlined below:
- Cardholder places order by mail, telephone, fax, secure Internet website or at point of sale.
- Supplier receives authorization for purchase.
- Cardholder receives goods or services.
- Transaction charge is posted to Total Systems, a third party entity that processes credit card transactions. The transaction is assigned a posting date based on the date that the transaction is processed by Total Systems.
- Posted transactions and new cardholder records are downloaded from Bank of America daily.
- Department administrators verify and document the Corporate Card transactions and, if necessary, reallocate charges to the appropriate cost object and/or general ledger account.
- Charges are posted to the general ledger on a bi-weekly basis, if they have valid accounting codes and the required documentation in Works.